Retirement Resources
1977 Police Officers' and Fire fighters Retirement Fund
Members of the '77 Fund include full-time, fully paid police officers and full-time, fully paid fire fighters (not including volunteer fire fighters), whose employers participate in the Fund, and who were hired or rehired after April 30, 1977.
1977 Fund members must pass the required statewide baseline test (physical examination) and the local board’s mental examinations (35-IAC 2-9)1.
Fire fighters and police officers must be less than 40 years of age. Or, you can be a veteran with 20 years of armed forces service with a maximum age of 40 years and 6 months.
indiana state law & your retirement
Indiana state law outlines important regulations for public safety employees, covering disability benefits, retirement options, and survivor protections. These laws ensure that employees and their families are supported throughout their careers and into retirement, helping you make informed decisions about your benefits.
Emergency and Public Safety Employee Disability From Certain Cancer, Heart, or Lung Disease Presumed Incurred in the Line of Duty.
Public Safety Employees; Surviving Spouses; Dependents (Retiree Insurance Offered)
Public Retirement and Disability Benefits.
Distributions to Units of Local Government
1977 Pension and Disability Fund
Deferred Retirement Option Plan
Membership in Fund; Reemployment with Participating Employer
The iaff financial corporation
The IAFF Financial Corporation (IAFF-FC) provides outstanding benefits to members. Our broker-dealer, IAFF-FC Investments LLC, registered broker-dealer, member of FINRA and SIPC, and investment advisor, IAFF-FC Advisors LLC, will refer members to approved unaffiliated advisors that can provide you with competitively priced investment options and insurance protection to meet your needs.
Healthcare Enhancement for Local Public Safety Officers (HELPS) Act
The Healthcare Enhancement for Local Public Safety (HELPS) Act, signed into law as part of the Pension Protection Act in 2006, allows retired public safety officers to reduce their taxable income from their government retirement benefit by up to $3,000. This deduction can be used to pay for expenses related to health and/or long-term care plan premiums.
For more information on the HELPS Act, visit the International Association of Fire Fighters website or the National Conference on Public Employee Retirement Systems.